Tier One Interview: Alex Gramatic and Zach Taylor
This month is a two-for-one special as our CEO, Jay Judas, sits down Alex Grammatic and Zach Taylor, the founders of Blue Herring, a life...
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Tier One: Coming Soon to the Fiduciary COI - Acting in a Client’s Best Interest in a Life Insurance
Heightened fiduciary standards are closing in on centers of influence who share their clients with life insurance producers. Investment...
Tier One Interview: Rebecca Rosofsky
This month, our CEO, Jay Judas, sits down with national lending and premium finance expert, Rebecca Rosofsky CFP® from City National Bank....
Tier One: Family Offices Turn to PPLI to Eliminate Taxation on Investments
An attribute of private placement life insurance (PPLI) is that the policy generally needs to be held for the long-term – at least 10...
Tier One Interview: Amy Salo
This month, Jay sits down with Amy Salo CFP®, CAP®, CExP™, Managing Partner, Forest Hills Financial Group. Jay and Amy talk about the...
Tier One: Tax Law Changes Could Finally Be Here
In recent weeks, rumors abounded that Senate Democrats were attempting one last go to draft a reconciliation bill based on what was...
Tier One Interview: Teague Wright
This month, Jay sits down with Teague Wright, Senior Vice President, Firm Development at Lion Street. Jay and Teague talk about her...
Tier One: What are the Economic Substance Regulations?
One of the areas we increasingly work with clients is the formation of life insurance companies in offshore jurisdictions such as...
Tier One Interview: A Tale of Two Healys
This month's Tier One interview is a 2-for-1 special as Jay sits down with Todd S. Healy, MSW®, CLU®, ChFC®, AEP®, CAP®, Founder & Senior...
Tier One: Now is Not the Time to Term
Lately, I have been encountering a frustrating turn of events when witnessing the estate planning of affluent couples. After couples...
Tier One: PPLI & PPVA Industry to RIAs: “We’re Here to Help!”
It should not be news to hear that Registered Investment Advisors (RIAs) are increasingly embracing life insurance, specifically private...
Tier One Interview: Elizabeth Keenan
This month, Jay sits down with Elizabeth Keenan, Managing Partner, Private Life Solutions. Jay and Liz talk about her unexpected path to...
Tier One Blog: Is It Time To Get Excited About Universal Life?
On January 24, 2022, John Hancock announced it was raising the crediting rate on its Protection UL and SUL by a whopping 30 basis points....
Tier One Interview: Jennifer Ortale
This month, Jay sits down with Jennifer Ortale, National Vice President, Executive Benefits at Securian Financial. The pair reminisce...
Tier One: A Year in LIRP
In October of 2020, I wrote a blog about life insurance retirement plans (LIRPs) and how they are a tax-efficient strategy in meeting...
Tier One Interview: Todd Walters & Jarrett Bostwick
This month's interview is a 2-for-1 deal as Jay chats with both Todd Walters, Managing Partner & Co-Founder and Jarrett Bostwick,...
Tier One Interview: Alan Jahde
This month, Jay chats with Alan Jahde, JD, LLM, Founder & CEO, Investors Preferred Life Insurance Company. The pair discuss Alan's...
Tier One: Pay Me In Life Insurance!
Since the enactment of IRC §4960 as part of the Tax Cuts & Jobs Act of 2017, tax-exempt organizations have been subject to an excise tax...
Tier One Interview: Mayur Dalal
This month, Jay talks to Mayur Dalal, Owner, Mayur Dalal Associates. The pair discuss Mayur's path through the life insurance industry,...
Tier One: PPVA - Generating Tax Efficiency for Tax Exempt Institutions and Foreign Investors
Whenever I mention that tax exempt organizations such as foundations, endowments, charities and pensions are subject to taxation, I find...