Consulting

We help our clients understand the black box of life insurance.

For HNW Individuals and Families

For HNW individuals looking for life insurance solutions for their planning needs, we cut through the noise and determine the best fit for them. We offer independent and unbiased validation of any proposed life insurance solution, as well as evaluation of existing life insurance arrangements. Where necessary, we can help identify a life insurance solution and make recommendations to other appropriate planning partners.

Education & Structuring. Life insurance can be a black box that confuses and confounds even the savviest individuals. At LISG, we work with HNW clients and their advisors to explain all aspects of the life insurance space to ensure they have the knowledge to confidently make planning decisions. We have the industry intelligence and insight necessary to help differentiate between various insurance companies and products. Combined with our structuring expertise, we allow the client to make the best decision for themselves and their situation.

Third Party Validation. We act as an independent, third-party validator to prospective life insurance clients, client advisors and referral sources. Our six point step-by-step process provides a holistic view of the client, their financial wish list and plans for the future, as well as their familiarity and comfort with various financial and insurance instruments. This allows us to help create the optimal, personalized set of options for the client to consider.

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For Client Advisors 

When advisors work with clients who may require a life insurance solution, we offer independent and unbiased life insurance advice. We help your clients feel comfortable with the decisions they make.

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Producer Support. We serve as a resource for technical and complex life insurance applications. By staying current on sales strategies and the tax and regulatory environment, we convert solutions into new premium. At times, we work behind the scenes with the producer to help structure and provide support on a case. Other times, we work with the producer, client and client's advisor to work through an impasse in the process.

Third Party Validation. We act as a third-party validator to clients, client advisors and referral sources. Our six point step-by-step client process provides a holistic view of the client - their financial wish list and plans for the future as well as their familiarity and comfort with various financial and insurance instruments. This allows us to help create the optimal, personalized set of options for the client to consider.

 

Structuring & Education. We arm client advisors with the latest information regarding all potential product and structuring options in the life insurance space. From traditional coverage to private placement life insurance to foreign nationals and U.S. nexus, we use our unparalleled expertise and experience in these areas to help your team structure cases and educate the client.

 

Sourcing. Our knowledge of products and product providers encompasses both the domestic and international markets. From the largest international carriers, to the smallest niche producers, we have the industry intelligence and insight necessary to help clearly differentiate between various insurance products and producers and allow you to provide the best service for your clients.

For the Life Insurance Industry

We work with professional life insurance producer groups and life insurance companies to help them overcome complexity and make them more efficient and profitable.

Strategy Development. Determine the most efficient means for carriers and producer groups to deliver policies to clients seeking traditional, private placement, foreign national and corporate solutions.

 

Regulatory and Formation Assistance. Assist in the planning, establishment and start-up operations for U.S. and non-U.S. carriers.

Research and Evaluation.  Project-based assessments of a multitude of programs and practices involving distribution, acquisition, compensation, and integrations. 

 

Litigation Support. Serve as an expert witness for litigation involving a life insurance transaction.

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