Consulting for Individuals.

We help individuals and their advisors understand the black box of life insurance so that they have the information and comfort to make the best decisions about their planning needs.  We do not sell products and can therefore offer independent and unbiased advice.

Independent Validation

Education

Conduct a holistic analysis using our six step process to determine the life insurance need, including the optimal policy structure and design, while considering estate and business factors.  Includes a review of existing policies. 

Provide education and industry insight into complex life insurance structures, such as premium financing, split-dollar planning, trust arrangements, business applications, private placement policies and foreign-nexus components.

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Partner Choice

Assist in selecting life insurance producers and carriers best suited to meet a client’s life insurance needs.